Let MPI find a home for you and your family despite your damaged credit!

FIND YOUR OWN HOME BY SEARCHING AVAILABLE HOMES CURRENTLY ON THE MARKET!

For individuals with damaged credit, options are very limited in the housing market. For many, renting a home or apartment may appear to be the only real available option for you. However, wasting dollars simply renting without an end in sight has become very frustrating to people that understand that their money is simply being thrown away each month. Lease to own programs and homes have become very popular for individuals that no longer want to waste their money renting. MPI is one of the leaders in providing lease to own home in the Piedmont-Triad area.

While there are a number of companies that provide lease to own homes, many individuals feel that sometimes they must settle for a home that they normally wouldn't select because of their damaged credit profile. Now, what if you could choose your own home from looking at the currently inventory that is currently being listed for sale on the open market? Despite your damaged credit, what if you could get access to all the homes that fit your specifications in the areas that you want? What if a company was willing to purchase the home you select and allow you to live in the home and help you qualify for a mortgage for that particular home?

Well, believe it or not, the days of settling for a home or settling for just renting a home is over. Our company now purchases homes for individuals that demonstrate the sincere desire for responsible homeownership. For those individuals willing to participate in our Homeownership Program and follow our carefully crafted curriculum, we are willing to purchase a home for you that you will eventually purchase once we help you restore your credit and financial profile. Just as a personal trainer helps individuals achieve their fitness and health goals, our Homeownership Program helps individuals acheive their homeownership goals. Our Homeownership Program which entails credit restoration, financial counseling and coaching, helps the local community by creating responsible homeowners.

To qualify for our Customized Home Search Program, you must:

Complete our Customized Home Search Form below
You must be able to show a clean 6 month or more rental history (If you are currently living with friends or family in order to save money, we will just need a written explanation of your living arrangements)
You must be able to show proof of a down payment of at least $2,500 (If you do not have this amount, you may still complete the form as we have other options available to you)
Must have stable employment
Qualify for the price range of the home you select based on your current debt to income ratio (damaged credit will not hurt your ability to qualify)
Must be able to meet with one of our home counselors

Since our company purchases homes directly for our clients that meets the above criteria, we want serious inquiries ONLY! We understand that most people if given a choice would prefer to own their home than rent their home. However, we are looking for the individuals that are willing to do something about their situation today. We are extremely flexible and our main goal is to simply to create responsible homeowners. As a company we earn our revenue by selling quality homes so in order to achieve our goals we must help you achieve yours! It is a great partnership but it only works with serious-minded people that desire to get to the next level. Homeownership, when done responsibly, is one the most important financial foundations that an individual(s) will achieve in their lifetime. Our job is to make it happen for you!

Depending on your current credit and financial profile, the timeframe for qualifying for a quality mortgage typically ranges from 6 months to 18 months. Once again, we are not looking for renters. We are looking for future buyers. If you desire to be a future buyer and we don't have a home among our currently listings that meets your family's requirements, then complete the Customized Home Search Form below and let's find a home that does.

For a full listing of our current lease to own homes, please click here!

CUSTOMIZED HOME SEARCH APPLICATION FORM

First Name
Last Name
Home Phone Number
Work Phone Number
Mobile Phone Number
What is your primary e-mail address?
Your Current Address (Street, City, State, Zip)

Please use the area below to let us know about your current situation. Let us know about your true desire to own a home. Also let us know what you feel is currently keeping you from qualifying for a quality mortgage. This is an opportunity to let us know why we should consider spending $60K to $200K to purchase a home for you and your family.

DESIRED PROPERTY INFORMATION (Please use the information below to provide use with the minimum requirements for the home you are looking for. In order to keep from limiting the number of homes that you may be interested, we ask people to be careful not to exclude perfectly good homes. For example, if you would prefer to have a home with a 2-car garage but you may want to purchase a perfect home that may have a 1-car garage then reply accordingly)
Type of Property Desired (Please select all that apply):
How Many Floors Do You Desire? (Please select the one the best describes your minimum preference)
Does your home have to have a garage? (*If you prefer a garage but would like to see homes with or without a garage, then answer 'No'*)
Minimum Bedrooms Desired Minimum Bathrooms Desired
DESIRED LOCATION INFORMATION (Please use the information below to provide us with information so we can narrow the search of your home by location. For those that desire a particular school district, please use this information so that we narrow the search in those areas. You can list multiple schools)
Elementary School(s) (If you don't have a location preference based on schools, type in doesn't matter):
Middle School(s) (If you don't have a location preference based on schools, type in doesn't matter):
High School(s) (If you don't have a location preference based on schools, type in doesn't matter):
Counties (We primarily purchase homes in Guilford and Forsyth counties. However, when conducting a customized home search for a qualified applicant we will consider other counties. If your county is not specified, just select other and we will discuss with you when we meet you in person)
Additional Information (Please use this information to provide us with additional information that can help us better provide you with listings that best meets your minimum specifications):
FINANCIAL/MONEY INFORMATION
With whom would you be applying for a home mortgage with?
What is your total gross monthly household income for all individuals that will be applying for a mortgage? (Please only include verifiable income. You may include child support and alimony if they are court ordered. You may also use part-time income if you have worked at the job for at least 2 years. Do not include any income that cannot be verified)
What is the monthly total payments for all credit liabilities? (Include monthly totals for all car payments, student loans, credit cards, other loans, etc...Please do not include collection accounts or charged off accounts)
Have you been current with your monthly liabilities for the past 3 months? (We are not addressing any medical, collection, or charged off accounts. We are only asking about liabilities not in such collection status)
What is your current rental payment?
When does your current rental lease expire? (If you are not in a lease, living with family or friends or are on a month to month lease, please state that)
What is the maximum payment range that you can afford based on your current budget? (You may select multiple payment ranges. However, your answer(s) here is important because it will affect the property listings that are sent to you to review. Do not only select a payment range of $700-$900 if you are looking for a 4 bedroom, 3 bath, 2-car garage because that is not realistic. Select the payment ranges that you feel you can afford. Our ultimate goal is to find a very affordable home for you and your family. However, we need to be realistic so no one wastes their time)
What steps are you currently taking to improve your credit and financial situation?

Are you willing to keep to a scheduled curriculum designed to assist you with your credit problems, financial counseling and preparation for a quality mortgage?
How much Down Payment do you currently have saved for your home today?
Based on your current spending habits, how much money each month can you realistically commit to saving in your personal savings? (In our Homeownership Program, you get rewarded for saving money each month)
Each session with us typically takes 30 minutes to no more than 1 hour. If accepted, please list below the best times within the next week (M-F; Saturday by appt. only) that you and your co-applicant can visit us for your initial meeting. The initial meeting typically entails reviewing your credit reports and creating your specific gameplan for improving your credit and financial profile.

HOW DID YOU FIND OUT ABOUT US?
The information that you have provided to us is strictly confidential and will be used solely to analyze your ability to qualify for MPI's Customized Home Search Program. MPI will be in touch with you shortly to discuss the status of your application. Thank you for your submission and we look forward to discussing your situation shortly.